When opening a business checking or savings account, all banks are required to obtain information verifying the business as well as the individuals associated. Welcome to a convenient and secure way to apply online for Wells Fargo accounts and services. Individuals. Banking; Loans & Credit. Account Type. How do I open an account? In just minutes you can apply through Wells Fargo Online® for a Checking or Savings Account, Credit Card or Loan. Or call Or visit a Wells Fargo branch near you.