Available to all F&M Trust Mobile Banking end users. F&M Trust Mobile Banking allows you to check balances, make transfers, pay bills and make deposits. A community bank with a passion for the right financial solutions. That's banking done your way. Whether you're a stay-at-home mom, a CFO or a business owner on the go, F&M Trust has the financial services and tools to keep you in the know. F&M Bank & Trust. About Us · Contact Us; Hour Telephone Banking: Presto Publix ATMs. F&M is now a member of the Presto! ATM Network. Placeholder.