A Roth IRA offers many benefits to retirement savers. broker from the storied and well-regarded Merrill, now owned by Bank of America. With a SEP IRA, your business and employees (including you) can benefit. Contributions you make to the individual accounts under your plan are generally tax. See your Merrill investing accounts and Bank of America bank accounts on one page with one login. A full range of investments. Choose from a wide range of. Here are three low-stress ways to invest for retirement. Trust Company of Delaware. Individuals who choose not to repay the bank of america ira account will be required to include the taxable portion of the distribution in income evenly over three years from the date of distribution, unless they elect otherwise. Both are indirect subsidiaries of Bank of America Corporation. Credit and collateral are subject to approval. And you do that at a time when your account is sitting pretty. Back to content Investing in securities involves risks, and there is bank of america ira account the potential of losing money when you invest in securities.